Personal Loan
Our personal loans comes with superior add-on benefits. So, if you are planning to renovate your house, thinking about your child’s marriage or their education, our personal loans can help you relieve your stress and fulfil your dreams.
Features of Personal Loan
- Loans from Rs. 1 Lac to 20 lacs Lacs.
- Unsecured Loan without any security or guarantor.
- Minimum Documentation & Faster Processing.
- The tenure of the loan repayment could range from 12 to 60 months.
- Residence Proof : Passport/ Voter Card/Driving License/ Ration Card/Telephone Bill/ Electricity Bill.
- Interest is calculated on a monthly reducing balance basis.
- This loan can be used any legal personal or business purpose.
Who Can Apply
Self Employed
- Proprietor/Partner/Director of the company.
- Age min. 23 & the repayment should be complete before attaining the age of 65.
- Having minimum 3 years old company in the same business.
- Minimum 1 years continuous employment.
- Net Profit after tax – Rs. 1,00,000/- per annum last 2 years.
- Office Proof : Telephone Bill/ Sales Tax registration certificate/ Electricity Bill.
- Applicant must own office or residence.
Salaried Individuals
- Employees of Public Ltd. / Private Ltd./ MNCs Or Government.
- Getting salary by cheque or Bank transfer.
- Age 23 & the repayment should be complete before retirement.
- Minimum 3 years continuous employment.
- Minimum net take home salary Rs. 7,000/- per month.
Necessary Documents
Self Employed
- Photograph of main applicants.
- Aadhaar Card.
- ID proof : Pan card/ Passport/c Driving License.
- Signature Proof : Pan card/ Passport/Driving License.
- Age Proof : Pan card/ Passport/Driving License/DOB Certificate.
- Residence Proof : Passport/ Voter Card/Driving License/ Ration Card/Telephone Bill/ Electricity Bill.
- Office Proof : Telephone Bill/ Sales Tax registration certificate/ Electricity Bill.
- Income Proof : Last 2 years Income tax return with financials.
- Last 6 month main account Bank statement.
- Constitution proof : MOA/ partnership deed.
- Loan Proof if any : repayment Schedule of all running loans.
Salaried
- Photograph of main applicants.
- Aadhaar Card.
- ID proof : Pan card/ Passport/c Driving License/Employee ID.
- Signature Proof : Pan card/ Passport/Driving License.
- Age Proof : Pan card/ Passport/Driving License/DOB Certificate.
- Residence Proof : Passport/ Voter Card/Driving License/Ration Card/ Telephone Bill/ Electricity Bill.
- Office Proof : Form 16/ Employee ID/ Appointment Letter.
- Income Proof : Last 3 months Salary Slips.
- 6 month bank account statement in which salary credited.
- Loan Proof : repayment Schedule of all running loans.
Suitable For
- Any financial requirements.
About PM Capital Limited
PM Capital Limited is a premier financial service provider. Working with the fundamental philosophy of complete customer centricity, we have always tried to offer high-quality professional services which have helped us to build long-lasting and mutually beneficial relationships with our numerous clients.
Navigation
Services
Address
Office No.308, North Block,
Twin Star, Nr.Nana Mauva Circle
150 Feet Ring Road
Rajkot-360005