Business Loan
Particularly granted for business operations, you can avail a business loan to fulfil your business requirements such as working capital, business expansion or a working fund for new business opportunity.
Features of Business Loan
- Loans start from Rs. 5.00 to Rs 25 CR.
- Unsecured loan – No security / No collateral required.
- Repay with easy equated monthly installments.
- Simple documentation & Faster processing.
- The tenure of the loan repayment could range from 12 to 48 months.
- Interest is calculated on a monthly reducing balance basis.
Who Can Apply
- Proprietorship / Partnership / Private Limited / Limited company.
- This loan can be used business purpose only.
- Age 25-65 years of main applicant.
- Turnover minimum 10 lacs per annum for the last 3 years.
- Minimum of 3 years old company in the same business.
- Minimum 1year old operation at same place.
- Profitable business for the last 2 year .
- Have a clean track record of at least 12 month from any MNC bank.
- Applicant must own office or residence.
Necessary Documents
Self Employed
- Photograph of main applicants.
- Aadhaar Card.
- ID proof : Pan card/ Passport/c Driving License.
- Signature Proof : Pan card/ Passport/Driving License.
- Age Proof : Pan card/ Passport/Driving License/DOB Certificate.
- Residence Proof : Passport/ Voter Card/Driving License/Ration Card/ Telephone Bill/ Electricity Bill.
- Office Proof : Telephone Bill/ Sales Tax registration certificate/ Electricity Bill.
- Ownership Proof : Electricity Bill/house tax/property pappers.
- Income Proof : last 2 years audited financial along with audit report with all schedules.
- Last 6 month main account bank statement.
- Sanction letter of existing Cash credit or overdraft limit availed by the company.
- Constitution proof : MOA/ partnership deed.
- Others : any Govt. registration like service tax, sales Tax, excise.
- Loan Proof : repayment Schedule of all running loans.
Suitable For
- Long term working capital needs.
- For purchasing machinery, office Furniture & equipments etc.
- Business expansion.
About PM Capital Limited
PM Capital Limited is a premier financial service provider. Working with the fundamental philosophy of complete customer centricity, we have always tried to offer high-quality professional services which have helped us to build long-lasting and mutually beneficial relationships with our numerous clients.
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Address
Office No.308, North Block,
Twin Star, Nr.Nana Mauva Circle
150 Feet Ring Road
Rajkot-360005