Secured Loan
Our Secured loan schemes are the best options for a high amount loan where the loan is approved against a residential, industrial or commercial property. Our secured loans have less interest rate and longer tenure which will reduce your burden of EMIs debt compared to unsecured loans.
Features of Secured Loan
- Loans from Rs. 5 Lacs to 100CR.
- Minimum Documentation & Faster Processing.
- The tenure of the loan repayment could range from 12 to 60 months.
- Interest is calculated on a monthly reducing balance basis.
- This loan can be used any legal personal or business purpose.
Who Can Apply
Self Employed
- Proprietor/Partner/Director of the company.
- Age min. 23 & the repayment should be complete before attaining the age of 65.
- Having minimum 3 years old company in the same business.
- Minimum 1year business operation at same place.
- Net Profit after tax – Rs. 1,00,000/- per annum last 2 years.
- Have a clean track record of at least 6 month from any Bank.
- Applicant must own office or residence.
Salaried Individuals
- Employees of Public Ltd. / Private Ltd./ MNCs Or Government.
- Getting salary by cheque or Bank transfer.
- Age 23 & the repayment should be complete before retirement.
- Minimum 3 years continuous employment
- Minimum net take home salary Rs. 7,000/- per month.
Necessary Documents
Self Employed
- Photograph of main applicants.
- Aadhaar Card.
- ID proof : Pan card/ Passport/c Driving License.
- Signature Proof : Pan card/ Passport/Driving License.
- Age Proof : Pan card/ Passport/Driving License/DOB Certificate.
- Residence Proof : Passport/ Voter Card/Driving License/ Ration Card/Telephone Bill/ Electricity Bill.
- Office Proof : Telephone Bill/ Sales Tax registration certificate/ Electricity Bill.
- Income Proof : Last 2 years Income tax return with financials.
- Last 6 month main account Bank statement.
- Constitution proof : MOA/ partnership deed.
- Loan Proof if any : repayment Schedule of all running loans
Salaried
- Photograph of main applicants.
- Aadhaar Card.
- ID proof : Pan card/ Passport/c Driving License/Employee ID.
- Signature Proof : Pan card/ Passport/Driving License.
- Age Proof : Pan card/ Passport/Driving License/DOB Certificate.
- Residence Proof : Passport/ Voter Card/Driving License/Ration Card/ Telephone Bill/ Electricity Bill.
- Office Proof : Form 16/ Employee ID/ Appointment Letter.
- Income Proof : Last 3 months Salary Slips.
- 6 month bank account statement in which salary credited.
About PM Capital Limited
PM Capital Limited is a premier financial service provider. Working with the fundamental philosophy of complete customer centricity, we have always tried to offer high-quality professional services which have helped us to build long-lasting and mutually beneficial relationships with our numerous clients.
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Office No.308, North Block,
Twin Star, Nr.Nana Mauva Circle
150 Feet Ring Road
Rajkot-360005