Unsecured loans have withdrawal limits. These loans are granted to meet working capital requirements on the basis of your company turnover, company finances and overall value of stock in the company.
- This loan is without any security or guarantor.
- Limit varies from Rs. 2.00 to 25.00 lacs.
- The loans are generally approved within 15 working days of Submission of complete documentation.
- The interest charged only on the utilized amount. It will charged Basics on the end of the day (closing) balance.
- No minimum Monthly repayment required.
- Proprietorship/partnership/Pvt. Ltd company.
- Age 21-65 years of main applicant.
- Minimum 3 years old company in the same business.
- Minimum 1year old operation at same place.
- Profitable business for the last 1 year.
- Have a clean track record of at least 12 month from any MNC bank.
- Applicant must own office or residence.
- Turnover minimum 20 lacs & above per annum for the last 1 years.
- Photograph of main applicants.
- Aadhaar Card.
- ID proof : Pan card/ Passport/c Driving License
- Signature Proof : Pan card/ Passport/Driving License
- Age Proof : Pan card/ Passport/Driving License/DOB Certificate
- Residence Proof : Passport/ Voter Card/Driving License/Ration Card/ Telephone Bill/ Electricity Bill.
- Office Proof : Telephone Bill/ Sales Tax registration certificate/ Electricity Bill.
- Ownership Proof : Electricity Bill/ Property Tax Paid Bill / Title
- Deed/ Municipal Tax/ Municipal Charge Bill / Receipt.
- Income Proof : last 3 years audited financial along with audit report with all schedules.
- Bank statement : main account last 6 month.
- Sanction letter of existing Cash credit or overdraft limit availed by the company.
- Constitution proof : MOA/ partnership deed
- Others : any Govt. registration like service tax, sales Tax, excise,
- Loan Proof : Repayment Schedule of all running loans
- Quickly Contact Us to get the best deal.
- Any financial requirements.
About PM Capital Limited
PM Capital Limited is a premier financial service provider. Working with the fundamental philosophy of complete customer centricity, we have always tried to offer high-quality professional services which have helped us to build long-lasting and mutually beneficial relationships with our numerous clients.